Annual Credit Report.com The only source for your free credit reports. Authorized by Federal law

Spot identity theft early. Review your credit reports.

Suspicious activity or accounts you don't recognize can be signs of identity theft. Review your credit reports to catch problems early.

Learn more about Identity Thefy

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Your credit reports matter.

  • Credit reports may affect your mortgage rates, credit card approvals, apartment request, or even your job application
  • Reviewing credit reports helps you catch signs of identity theft early

Free Credit Reports. Federal law allows you to:

  • Get a free copy of your credit report every 12 months from each credit reporting company
  • Ensure that the information on all of your credit reports is correct and up to date

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